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July 03, 2009  
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  Insurance Advisors Hot Topics
 

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Insurance Advisors Terms


  > Indemnity
Indemnity plans are also referred to as “fee-for-service.” Unlike managed-care plans, indemnity plans allow absolute freedom in selecting physicians or medical facilities and permit self-referral to a specialist.
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  > Professional liability
Often called “malpractice insurance” or “errors and omissions coverage,” these policies protect professionals such as accountants, lawyers, doctors, dentists, pharmacists, insurance brokers and agents, and consultants, for negligence that injures their clients.
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  > Long-Term Disability (LTD)
Long-term-disability plans provide income for an individual who cannot work because of an illness, disease, or non-occupational injury. Most plans require that the individual be a full-time employee for at least one year before the disability coverage applies.
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Are the necessities in your life insured? Unfortunate events can be unpredictable; be prepared! Iowa Insurance Advisors are advisors specializing in the vast field of insurance. Insurance ranges from home and auto insurance to life and health insurance. We will provide the highest-quality Iowa insurance advisors in Iowa.

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If you are in need of insurance coverage, contact one of our Iowa Insurance Advisors today.

While types of insurance vary widely, the primary goal of insurance is to allocate the risks of a major loss to an individual. Our Iowa Insurance advisors specialize in all different areas of insurance. Whether it is auto insurance or disability insurance, our Iowa advisors will point you in the right direction.

 
Data for the Finance & insurance sector    
 
 
(1) underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies.(2) facilitating such underwriting by selling insurance policies, and by providing other insurance and employee-benefit related services in Iowa
Establishments 2,699
Revenue ($1,000) Not Available
Annual payroll ($1,000) 1,437,001
Paid employees 39,168

Source: U.S. Census Bureau Insurance carriers and related activities
 

An insurance advisor's main purpose is to get you on the right track regarding any or all types of insurance. With all of the different choices and options out there, it can be overwhelming and mind-boggling when it comes to deciding which policy best suits your needs. This where our Iowa Insurance Advisors come in!

Below are related topics that Iowa Insurance Advisors handle:

  • Auto Insurance
  • Renters Insurance
  • Iowa Business Insurance
  • Property Insurance
  • Health Insurance
  • Iowa Disability Insurance
  • Homeowners Insurance
  • Hurricane Flood Insurance
  • Life Insurance
  • Iowa Medical Insurance
  • Travel Insurance
  • Iowa Title Insurance

If you are in need of insurance coverage, contact one of our Iowa Insurance Advisors today.

 

Contact our Iowa Insurance Advisors


If you live in the following cities and need an Insurance Advisor or to get a quote, you should contact our Iowa Insurance Advisors today:

  • Ames
  • Ankeny
  • Bettendorf
  • Burlington
  • Cedar Falls
  • Cedar Rapids
  • Clinton
  • Council Bluffs
  • Davenport
  • Des Moines
  • Dubuque
  • Fort Dodge
  • Iowa City
  • Marion
  • Marshalltown
  • Mason City
  • Muscatine
  • Newton
  • Ottumwa
  • Sioux City
  • Urbandale
  • Waterloo
  • West Des Moines
       
 
Did You Know?    
 
 
Generally, you must report as income any amount you receive for your disability through an accident or health insurance plan paid for by your employer.
If both you and your employer have paid the premiums for the plan, only the amount you receive for your disability that is due to your employer's payments is reported as income. If you pay the entire cost of a health or accident insurance plan, do not include any amounts you receive for your disability as income on your tax return. If you pay the premiums of a health or accident insurance plan through a cafeteria plan, and the amount of the premium was not included as taxable income to you; the premiums are considered paid by your employer, and the disability benefits are fully taxable.

 
 
Iowa External Sites    
 
 

FCIC - The Handbook - Iowa State Services
State Insurance Regulators. Therese Vaughan, Commissioner Division of Insurance 330 Maple St. Des Moines, IA 50319 515-281-5705 Fax: 515-281-3059 ...
G:\Bethany\TRO and Prelim Inj\AEFA v Yantis IOWA (preli
1332, the substantive law governing AEFA’s claims is Iowa law. See Erie RR Co. v. ... another broker/dealer, insurance company or investment advisor.

 
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Latest News
  Latest Insurance related news in Iowa and nationwide: Mar 02, 2007 - Secure The Right Care In Your Later Years
HIPAA offers protections for individuals who have preexisting conditions, helping them to keep coverage for those conditio
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Mar 02, 2007 - More Americans Struggle With Health Care Costs
TUESDAY, Dec. 12/2006 (HealthDay) More Americans are forced to spend more of their family income on health care, and more
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Jul 14, 2006 - Hurricane Insurance Claims Paid in Mississippi Approaching $3 Billion Mark
Jackson –Commissioner of Insurance George Dale announced today that insurance companieshave paid out nearly $3 billio
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