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February 27, 2010  
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Insurance Advisors Terms


  > Dependent Property
This refers to a kind of business-interruption endorsement on a commercial policy that protects you from financial losses caused by problems somewhere other than your business. “Dependent property” is defined as property not owned, operated or controlled by you but on which you are dependent for normal business operations.
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  > Destroyed or damaged records
If your business records are destroyed or damaged by a covered peril, this insurance will compensate you for the inability to collect income and for the cost of reproducing the records.
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  > COBRA Benefits
COBRA stands for “Consolidated Omnibus Budget Reconciliation Act of 1985,” which requires companies with 20 or more employees to offer separating employees the option to continue their group health-care coverage at their own expense.
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   Get a Quote - Iowa Life Insurance Policy Advisor
Get a Life Insurance Quote

Protect your financial dependants! Iowa Life insurance can be a safety net to ensure a stable future for them if you should die. The other benefit of Iowa Life Insurance is that policy holders may draw against their policy when they need money for retirement, college for their children or if an unexpected job loss occurs.

Get a quote today and get the life insurance coverage you need! Contact one of our Iowa Life Insurance Advisors today.

Some types of Iowa Permanent Life Insurance include:
  • Iowa Whole Life Insurance
  • Iowa Universal Life Insurance
  • Iowa Variable Universal Life Insurance
Think about your spouse and children. You never know when a disaster may occur. Our life insurance advisors can help you determine which coverage is best for you based on your needs and what you can afford. Basically, there are two types of Iowa life insurance: Term Life and Permanent Life Insurance.

Iowa Term Life Insurance is simply a period of time that the policy holder chooses with a coverage end date. Secondly, Iowa Permanent Life Insurance covers you for a lifetime and offers many more variations. This type of policy is considered a cash value accumulation. Whichever choice you make, you need Iowa life insurance to protect the future of your family if you should die unexpectedly.

Get a quote today and get the life insurance coverage you need! Contact one of our Iowa Life Insurance Advisors today.

 

Contact our Iowa Insurance Advisors


If you live in the following cities and need an Insurance Advisor or to get a quote, you should contact our Iowa Insurance Advisors today:

  • Ames
  • Ankeny
  • Bettendorf
  • Burlington
  • Cedar Falls
  • Cedar Rapids
  • Clinton
  • Council Bluffs
  • Davenport
  • Des Moines
  • Dubuque
  • Fort Dodge
  • Iowa City
  • Marion
  • Marshalltown
  • Mason City
  • Muscatine
  • Newton
  • Ottumwa
  • Sioux City
  • Urbandale
  • Waterloo
  • West Des Moines
       
 
Did You Know?    
 
 
About property and liability exposures
If you operate a home-based business – either part-time or full-time – you might be uninsured for coverage and not realize it. Many home-based business owners mistakenly believe that their homeowner policy will provide coverage for their business operations. It’s true that your homeowner’s policy may provide a limited amount of coverage for business-related personal property in the home. But it may not provide full coverage for the added property and liability exposures that the home business represents.

 
 
Iowa External Sites    
 
 

FCIC - The Handbook - Iowa State Services
State Insurance Regulators. Therese Vaughan, Commissioner Division of Insurance 330 Maple St. Des Moines, IA 50319 515-281-5705 Fax: 515-281-3059 ...
G:\Bethany\TRO and Prelim Inj\AEFA v Yantis IOWA (preli
1332, the substantive law governing AEFA’s claims is Iowa law. See Erie RR Co. v. ... another broker/dealer, insurance company or investment advisor.

 
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The information provided on Iowa Insurance Advisors.com is not intended to be insurance advice, but merely conveys general information related to insurance issues commonly encountered.

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